Life Insurance for seniors: Term or Permanent?

Before you go with term, check the get-out clause: 

While a term life insurance policy offers tantalizingly cheaper monthly premiums for the 10 to 30 years of coverage, the premiums rise significantly at each renewal. 

Next time around, you may want a permanent policy so you can accumulate cash value on a tax-deferred basis or just for the hassle-free life coverage at a guaranteed premium amount. Beyond a certain age, that may not be possible. 

If you choose a term policy, make sure you know what the maximum age of conversion is to a permanent plan.

Free quote: http://www.mintcofinancial.com/senior-life-insurance-quote

Call 716 565 1300 or 813 964 7100

Final Expenses Life Insurance for Seniors over 80

Life Insurance for Final Expenses www.Mintcofinancial.com

Call 813 964 7100 for a free quote or go online www.MintcoFinancial.com


"My Mother in Law passed away 3 years ago and had life insurance. BUT she hadn’t made payments for 2 months on it so while she was in hospice we rushed 2 checks off to the insurance company. Thank the Lord it arrived on time and they payed for her funeral. She had also pre payed for all her funeral expenses BUT had withdrawn the money like a year after. If you are going to prepay for your services never take the money back and make sure you are up to date on your insurance policy payments."

Call now for a free quote 813 964 7100 or go online www.MintcoFinancial.com

Funeral Costs and Pricing Checklist: your final expenses

The cost of the services is determined by the type of service you desire to have. The total services cost, including all professional services, transportation, preparation and facilities/staff charges, for various example types of funeral services is as follows*:

Complete, traditional funeral with viewing & visitation the day prior...............................$4690.00       

Traditional funeral with viewing & visitation one hour prior to service only.......................4315.00

Funeral with visitation the day prior, with no viewing (closed casket)..............................4100.00

Funeral with visitation one hour prior, with no viewing (closed casket)............................3725.00

Immediate cremation with memorial service and visitation the day prior..........................3700.00

Immediate cremation with memorial service and visitation one hour prior........................3325.00

Immediate burial with graveside service.......................................................................2995.00

Immediate burial with no attendant rites or ceremonies.................................................2800.00 

Immediate cremation with no attendant rites or ceremonies...........................................2800.00

 *Costs may vary slightly depending on location o services or other circumstances. 

How to pay?

Life Insurance: 

"It is so important that we have insurance. The pressure and stress of having to pay for a funeral and having to use money that was saved up for ‘your emergency’ can create problems with siblings and family. My mother experienced this with her siblings many years ago. I hope I never experience this. Sadly, not many of us think about it or just don’t care of the burden and the bind the family will be put in, if this should occur. Everyone has an appointment with death. It’s just a matter of when…"

Need a quick quote: www.MintcoFinancial.com

Call at 813 964 7100

Cheap senior life insurance over 80: Compare quick quotes for seniors over 80

Nobody wants to leave behind the burden of expensive funeral costs to their family when they pass away. Taking out Life insurance for funeral expenses, can help ensure your loved ones are not left struggling to pay unexpected funeral costs and can settle any small debts so they don’t need to affect your remaining assets.

Like other types of insurance, you pay monthly or fortnightly premiums (ongoing payments) for a fixed amount of cover. Usually you can choose between $5,000 to $15,000 cover which will be paid to your beneficiary when you die.

With funeral life insurance, you are not saving for funeral costs but buying insurance to meet those costs at some future date.

Unlike taking out insurance for a car accident which is an unknown event, we all know that we will die sometime.

If you need to compare quotes or speak direct to an independent agent go to:
Free Quotes

Or call 813 964 7100

Mintco Financial is the leading company and has helped over thousands of seniors get the most affordable policy for their final expenses needs.

Can seniors over 70 get a good value on Life Insurance?

One of the first questions you may have when searching for insurance plan cover elderly over 70 is it even still available. The quick answer to this is, absolutely! Life insurance cover elderly over 70 is a quick evolving topic in the life  insurance plan policy industry, and it seems like new products are coming out everyday to cater to this individuals. Many factors have contributed to this growth, but it really boils down the statistics of individuals living more time.

Many baby boomers and seniors who are 70 and older can get affordable life insurance coverage. Of course, your health history impacts the bottom line.

If you are in good health, lead an active lifestyle and don’t smoke, you have a better chance of getting affordable life insurance than if not.

What makes the most difference in getting affordable insurance is using an independent agent, who can help you find the right company to get the most best pricing possible.  The independent agent will know which company(s) will underwrite your application most favorably and therefore give you the best rating/pricing.  They should have an in house underwriter to be of assistance in getting you the best rating as well.

Getting a quote for life insurance for seniors plan policy is easy at any age through our online quoting tool. You can view rates from over 50 carriers in just a matter of minutes. You can also give us a call in order to work with an experienced life insurance plan policy agent who can guide you every step of the way.

If you are grown child looking for a cover your parents we can help you navigate the choices which will be available for your family.

Call us now at 813-964-7100 our services are personal and we care for each customer we have.

Or if you prefer online:

Free Quote Here!

Compare and save on life insurance for seniors: over 60,70 ,80 years old life insurance for seniors

No-one wants to leave their loved ones with burial costs, outstanding medical bills, and unsettled debts – a financial burden they may not be able to handle.

Applying for insurance when you’re a senior can be frustrating—we know. The insurance companies want to charge you more, regardless of your health, simply because of the year printed on your birth certificate.

Shop around: the best way to buy a policy

The good news is that Mintco Financial Advisors will do most of the work for you! Here's how to get the ball rolling:

Compare quotes to find the best price. You can do this two ways:
Call us and have us pull quotes for you over the phone: 813-964-7100 or 716-565-1300
Use our online quote form

Fill out an application. We can also do most of this for you. Just give us the information over the phone, or you can do it online if you use our online quote form first.
If the life insurance company approves your application, sign your contract and send in your first payment.

Call now at 813-964-7100

Get a free quote online